
A friend told me about insurance in Japan. There, each of its citizen ( including foreigners ) must be Kokuho insurance client, a health insurance managed by the government. The cost per month to be paid by the government. For example, residents who paid below the standard could pay more cheaply. So also with foreigners. Even foreign nationals with the status of students get tremendous relief in insurance costs. Though the benefits are all equally. Each transaction treatment ( both outpatient and inpatient ), then the government will bear 70% above it, while people who seek treatment only spend 30& of the total bill.
More interesting again, for every family who has children, then their children were included as insured Kokuho, then each child will not be charged any medical treatment. Whether it's outpatient costs, operating expenses, or for example a child born prematurely until many months need intensive care in hospital though.
This is what makes them continue their 'tradition of insured' after re-settled in Bali. This is because, the company where her husband works does not guarantee the total medical expenses incurred. So they have to seek additional insurance for family medical expenses. But until now they not found the type of health insurance that guarantees an outpatient basis.
They also think with saving or depositing money alone is not enough in today. There should be a plus, for example on the type of life insurance plus health investment, or investment in education plus life insurance. that is, if the insurer dies then insured ( their children ) will not be neglected. That's what they expect.
In choosing insurance, they are very concerned about two things, namely 1)the type of insurance that are investing ( not money lost ) and 2) insurance agent who can explain their product properly, also can be contacted at any time, and are fully they for his client.
Currently they have entrusted education insurance and health insurance to the two conventional insurance ( not syaria insurance ). Next they are looking for any kind of health insurance for their old age together.
More interesting again, for every family who has children, then their children were included as insured Kokuho, then each child will not be charged any medical treatment. Whether it's outpatient costs, operating expenses, or for example a child born prematurely until many months need intensive care in hospital though.
This is what makes them continue their 'tradition of insured' after re-settled in Bali. This is because, the company where her husband works does not guarantee the total medical expenses incurred. So they have to seek additional insurance for family medical expenses. But until now they not found the type of health insurance that guarantees an outpatient basis.
They also think with saving or depositing money alone is not enough in today. There should be a plus, for example on the type of life insurance plus health investment, or investment in education plus life insurance. that is, if the insurer dies then insured ( their children ) will not be neglected. That's what they expect.
In choosing insurance, they are very concerned about two things, namely 1)the type of insurance that are investing ( not money lost ) and 2) insurance agent who can explain their product properly, also can be contacted at any time, and are fully they for his client.
Currently they have entrusted education insurance and health insurance to the two conventional insurance ( not syaria insurance ). Next they are looking for any kind of health insurance for their old age together.
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